<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Senior Plus 50 Archives - Utah Realty™</title>
	<atom:link href="https://utahrealtyluxury.com/category/seniorplusfifty/feed/" rel="self" type="application/rss+xml" />
	<link>https://utahrealtyluxury.com/category/seniorplusfifty/</link>
	<description>Utah Realty &#124; Utah Real Estate &#124; Commercial Residential Land</description>
	<lastBuildDate>Tue, 28 Nov 2023 14:25:25 +0000</lastBuildDate>
	<language>en-US</language>
	<sy:updatePeriod>
	hourly	</sy:updatePeriod>
	<sy:updateFrequency>
	1	</sy:updateFrequency>
	<generator>https://wordpress.org/?v=6.9</generator>

<image>
	<url>https://utahrealtyluxury.com/wp-content/uploads/2018/12/cropped-utahrealtytopbl-32x32.jpg</url>
	<title>Senior Plus 50 Archives - Utah Realty™</title>
	<link>https://utahrealtyluxury.com/category/seniorplusfifty/</link>
	<width>32</width>
	<height>32</height>
</image> 
	<item>
		<title>Coping with Holiday Stress as a Senior or Caregiver</title>
		<link>https://utahrealtyluxury.com/coping-with-holiday-stress-as-a-senior-or-caregiver/</link>
		
		<dc:creator><![CDATA[Marty]]></dc:creator>
		<pubDate>Tue, 28 Nov 2023 14:25:21 +0000</pubDate>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[Senior Plus 50]]></category>
		<guid isPermaLink="false">https://utahrealtyluxury.com/?p=109751</guid>

					<description><![CDATA[<p>The post <a href="https://utahrealtyluxury.com/coping-with-holiday-stress-as-a-senior-or-caregiver/">Coping with Holiday Stress as a Senior or Caregiver</a> appeared first on <a href="https://utahrealtyluxury.com">Utah Realty™</a>.</p>
]]></description>
										<content:encoded><![CDATA[<div class="et_pb_section et_pb_section_0 et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_0">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_0  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_0  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p><img fetchpriority="high" decoding="async" class="wp-image-4164 size-large aligncenter" src="https://utahrealtyluxury.com/wp-content/uploads/2017/12/christmas-2595975_1920-1024x576.jpg" alt="" width="1024" height="576" srcset="https://utahrealtyluxury.com/wp-content/uploads/2017/12/christmas-2595975_1920-1024x576.jpg 1024w, https://utahrealtyluxury.com/wp-content/uploads/2017/12/christmas-2595975_1920-300x169.jpg 300w, https://utahrealtyluxury.com/wp-content/uploads/2017/12/christmas-2595975_1920-768x432.jpg 768w, https://utahrealtyluxury.com/wp-content/uploads/2017/12/christmas-2595975_1920-1080x608.jpg 1080w, https://utahrealtyluxury.com/wp-content/uploads/2017/12/christmas-2595975_1920-1060x596.jpg 1060w, https://utahrealtyluxury.com/wp-content/uploads/2017/12/christmas-2595975_1920-610x343.jpg 610w, https://utahrealtyluxury.com/wp-content/uploads/2017/12/christmas-2595975_1920.jpg 1820w" sizes="(max-width: 1024px) 100vw, 1024px" /></p>
<p>Are you a caregiver juggling the responsibilities of caring for your loved one at home, while also trying to navigate the stress and pressures of the holiday season? As the holidays approach, it’s important for caregivers to prioritize their own well-being and find effective strategies to cope with the added stress that comes with this time of year. In this article, we will explore some valuable tips and techniques to help you manage and reduce holiday stress, ensuring that you can still find joy and relaxation amid the caregiver role.</p>
<h2><strong>Recognizing The Signs Of Stress: Understanding The Impact On Caregivers</strong></h2>
<p>As a caregiver, the holiday season can bring about an additional layer of stress and overwhelm. Balancing the responsibilities of caregiving with the demands of the festive season can feel like an uphill battle. It is crucial, however, to recognize the signs of stress and prioritize self-care during this time.</p>
<p>1. Emotional Signs: Caregivers may find themselves experiencing a range of emotions such as irritability, anger, sadness, or feeling overwhelmed. It is essential to acknowledge and validate these emotions as a natural response to the ongoing demands of caregiving. By being aware of your emotional state, you can take steps to manage and address these feelings effectively.</p>
<p>2. Physical Signs: Stress can manifest itself in various physical ways, such as headaches, muscle tension, difficulty sleeping, or changes in appetite. Paying attention to these physical signs can help you identify when stress is taking a toll on your well-being. Taking breaks, practicing relaxation techniques, and maintaining a healthy lifestyle can help manage these physical effects.</p>
<p>3. Cognitive Signs: When stress becomes overwhelming, caregivers may experience cognitive difficulties such as forgetfulness, lack of concentration, or difficulty making decisions. Recognizing these signs can help you understand that it is not a personal failing but a response to the stress you are enduring. Engaging in activities that stimulate your mind, setting realistic goals, and reaching out for support can help alleviate cognitive challenges.</p>
<p>4. Behavioral Signs: Stress can often lead to changes in behavior. Caregivers may find themselves withdrawing from social activities, neglecting personal needs, or developing unhealthy coping mechanisms such as excessive alcohol consumption or overeating. Being aware of these behavioral patterns can help you make conscious choices to prioritize self-care and seek healthier coping strategies.</p>
<p>Understanding the impact of stress on caregivers is crucial for developing effective coping mechanisms. When stress goes unmanaged, it can lead to burnout, compromised physical health, and strained relationships. To ensure your well-being during the holiday season, consider implementing the following tips:</p>
<p>1. Practice Self-Care: Carve out time for yourself, even if it&#8217;s just a few minutes each day. Engage in activities that bring you joy and help you relax, whether it&#8217;s reading, taking a bath, or going for a walk. Prioritizing self-care is not selfish; it is essential for maintaining your own well-being.</p>
<p>2. Set Realistic Expectations: During the holidays, it&#8217;s easy to get caught up in the idea of creating a perfect celebration. However, it&#8217;s essential to set realistic expectations for yourself and your loved ones. Recognize that it&#8217;s okay to ask for help, delegate tasks, or modify traditions to alleviate some of the pressures you may be feeling.</p>
<p>3. Seek Support: Reach out to friends, family members, or support groups who understand the unique challenges of caregiving. Sharing your thoughts and feelings with others who can offer a listening ear or practical advice can be invaluable in reducing stress and finding new perspectives.</p>
<p>4. Develop Coping Strategies: Identify healthy coping mechanisms that work for you. This could include techniques such as deep breathing exercises, mindfulness meditation, journaling, or engaging in hobbies that bring you pleasure. Experiment with various strategies until you find what helps you manage stress most effectively.</p>
<p>5. Communicate Openly: Express your needs and concerns to your loved ones. They may be unaware of the extent of your caregiving responsibilities or the toll it is taking on your well-being. By sharing your experience, you can foster understanding, compassion, and support from those around you.</p>
<p>Remember, as a caregiver, your well-being is as important as the care you provide. By recognizing and acknowledging the signs of stress, understanding its impact, and implementing effective coping strategies, you can navigate the holiday season with greater ease, finding moments of joy and rest amidst your caregiving responsibilities.</p>
<h2><strong>Establishing Boundaries And Seeking Support: Building A Strong Caregiver Network</strong></h2>
<p>The holiday season can be a joyful time filled with love, laughter, and togetherness. However, for caregivers at home, it can also be an overwhelming and stressful period. Balancing the demands of caregiving with the holiday expectations can leave you feeling exhausted and drained. In order to navigate this challenging time more effectively and reduce your stress levels, it is crucial to establish boundaries and seek support. Building a strong caregiver network is essential for your well-being and the well-being of your loved one.</p>
<p>Establishing boundaries is an essential step in managing stress as a caregiver during the holidays. It is important to recognize your limitations and prioritize your own needs. Learn to say no when necessary and only commit to activities and responsibilities that you can realistically handle. Setting clear boundaries with family and friends can help to alleviate the pressure of expectations and allow you to focus on what truly matters.</p>
<p>Communicate openly with your loved ones about your caregiving responsibilities and the challenges you may face during the holidays. Explain your limitations and ask for help when needed. Often, friends and family members are more than willing to lend a helping hand, but they are unaware of the specific ways in which they can assist. By having open and honest conversations, you can outline the support you need, whether it be someone to help with household chores, accompany your loved one during appointments, or simply provide emotional support.</p>
<p>In addition to establishing boundaries, seeking support from a strong caregiver network is vital. Caregiving can be an isolating experience, especially during the holiday season when others may be focused on their own celebrations. Reach out to support groups, either in person or online, where you can connect with individuals who are going through similar experiences. These groups can provide a space for sharing stories, advice, and insights, helping you feel less alone in your caregiving journey.</p>
<p>Don&#8217;t be afraid to seek professional help as well. Therapists or counselors specializing in caregiver support can offer guidance, coping strategies, and a safe space to vent your frustrations. They can help you process your emotions, manage stress, and navigate the unique challenges that arise during the holidays.</p>
<p>In addition to professional support, consider reaching out to local organizations or community resources that specifically cater to caregivers. These organizations often offer respite care, which allows you to take a break and recharge during the holiday season. They may also provide educational programs, workshops, or support groups focused on caregiver well-being.</p>
<p>Finally, don&#8217;t underestimate the power of self-care and taking time for yourself. As a caregiver, it is easy to neglect your own needs and prioritize the needs of your loved one. However, self-care is crucial for maintaining your own mental and physical health. Take breaks when needed, engage in activities that bring you joy and relaxation, and make self-care a priority during the holidays. It is not selfish to put yourself first occasionally – it is necessary for your own well-being and for providing the best care possible to your loved one.</p>
<p>In conclusion, coping with holiday stress as a caregiver at home requires establishing boundaries and seeking support. By setting clear boundaries, communicating your needs, and prioritizing self-care, you can navigate the holiday season with greater ease and alleviate the stress that often accompanies caregiving responsibilities. Building a strong caregiver network, whether it be through support groups, professional help, or community resources, can provide you with the understanding, guidance, and emotional support that is essential during this challenging time. Remember, taking care of yourself is just as important as taking care of your loved one.</p>
<h2><strong>Prioritizing Self-Care: Strategies For Taking Care Of Yourself</strong></h2>
<p>The holiday season is often referred to as a time of joy and togetherness, but for caregivers, it can also bring about additional stress and responsibilities. While taking care of your loved ones is undoubtedly important, it is equally crucial to prioritize your own well-being. Self-care is not selfish; it is an essential part of maintaining your physical and mental health. Here are some strategies to help you take care of yourself during the holiday season and beyond:</p>
<p>1. Accept Help: As a caregiver, it&#8217;s common to feel like you need to do everything yourself. However, it&#8217;s essential to remember that you don&#8217;t have to carry the burden alone. Reach out to family members, friends, or support groups and ask for assistance. Involve others in caregiving tasks or delegate specific responsibilities. Accepting help not only lightens your load but also allows others to show their support.</p>
<p>2. Set Boundaries: Establishing clear boundaries is crucial for your mental well-being. Learn to say &#8220;no&#8221; when necessary and prioritize your own needs. Setting realistic expectations with others, such as limiting the number of commitments or visitors, can help reduce stress. This allows you to focus on what is genuinely important and avoid becoming overwhelmed.</p>
<p>3. Practice Self-Compassion: Being a caregiver is demanding, both physically and emotionally. Be kind to yourself and practice self-compassion. Understand that you are doing your best under challenging circumstances. Acknowledge your achievements, no matter how small they may seem. Treat yourself with the same empathy and understanding that you would offer to others.</p>
<p>4. Take Breaks: Make self-care a regular part of your routine by taking breaks whenever possible. Even short periods of rest can help rejuvenate your mind and body. This could involve engaging in activities you enjoy, such as reading, listening to music, or taking a walk. Schedule time for yourself each day to recharge and relax, and don&#8217;t feel guilty for doing so.</p>
<p>5. Prioritize Healthy Habits: When stress takes over, healthy habits are often neglected. However, maintaining a balanced lifestyle is crucial for your overall well-being. Focus on proper nutrition by consuming a well-rounded diet and avoiding excessive caffeine or sugary foods. Aim to get sufficient sleep and engage in regular physical activity to minimize stress levels. Taking care of your physical health can have a significant impact on your mental and emotional state.</p>
<p>6. Seek Emotional Support: Remember that it&#8217;s okay to ask for emotional support when needed. Connect with others who may be going through similar experiences or seek therapy or counseling to help you process your emotions. Sharing your feelings and concerns can provide relief, perspective, and a sense of connection.</p>
<p>7. Practice Stress-Reduction Techniques: Incorporate stress-reduction techniques into your daily routine. These could include deep breathing exercises, meditation, mindfulness, or engaging in hobbies that bring you joy. Find what works best for you and make it a priority to practice regularly. These techniques can help you manage stress in a healthy way and promote relaxation.</p>
<p>8. Stay Connected: Isolation can heighten feelings of stress and loneliness. Make an effort to stay connected with friends, family, and support groups. Reach out to loved ones regularly, whether through phone calls, video chats, or in-person meetings when possible. Sharing your experiences and connecting with others who understand your challenges can provide emotional support and a sense of community.</p>
<p>Remember, taking care of yourself is not a luxury but a necessity. Prioritizing self-care will not only benefit your own well-being but also enable you to provide better care for your loved ones. By implementing these strategies during the holiday season and throughout the year, you can navigate the challenges of caregiving with more ease and find moments of joy and rest amidst the stress.</p>
<h2><strong>Practical Tips To Manage Holiday Stress: Balancing Responsibilities And Enjoying The Season</strong></h2>
<p>The holiday season can be a time filled with joy and cheer, but for caregivers at home, it can also bring added stress and pressure. As a caregiver, you constantly juggle multiple responsibilities and your caregiving duties may leave you feeling overwhelmed during the holidays. However, with a few practical tips, you can manage and alleviate some of the stress and find ways to enjoy the season.</p>
<p>1. Prioritize and Delegate: Start by identifying your primary responsibilities and focus on those that are essential. Make a to-do list and determine which tasks can be delegated to others. This could involve asking family members or friends for help with holiday preparation or caregiving duties. Accepting help can lighten your workload and allow you to have more time to relax and enjoy the festivities. Remember, it&#8217;s okay to ask for assistance.</p>
<p>2. Set Realistic Expectations: It&#8217;s important to set realistic expectations for yourself and those around you. Acknowledge that you may not be able to do everything you used to or participate in every holiday activity. Reduce stress by being mindful of your limitations and focusing on what brings you the most joy. Simplify your plans and prioritize activities that align with your caregiving responsibilities and bring meaning to the season.</p>
<p>3. Take Care of Yourself: Self-care is crucial during this time of year, especially when you are a caregiver. It&#8217;s easy to neglect your own needs when caring for others, but remember that you can&#8217;t pour from an empty cup. Set aside time for yourself each day, even if it&#8217;s just a few minutes. Engage in activities that help you relax and rejuvenate, such as taking a walk, practicing deep breathing exercises, or indulging in a favorite hobby. Prioritizing self-care will help you maintain your physical and emotional well-being, making it easier to cope with stress.</p>
<p>4. Practice Mindfulness: The holiday season can be busy and overwhelming, but practicing mindfulness can help you stay present in the moment and reduce stress. Take a few minutes each day to practice mindfulness techniques, such as meditation or deep breathing exercises. By focusing on the present moment and letting go of worry about the past or future, you can embrace the joy and beauty of the holiday season.</p>
<p>5. Seek Support: Remember that you don&#8217;t have to navigate the challenges of caregiving and the holiday season alone. Reach out to support groups, online communities, or friends who may be going through similar experiences. Sharing your feelings and concerns with others who understand can provide comfort and valuable advice. Additionally, consider seeking professional help from a counselor or therapist who specializes in caregiver stress.</p>
<p>6. Connect with Others: The holiday season is often synonymous with socializing and spending time with loved ones. However, caregivers may find it difficult to engage in social activities due to their responsibilities. Look for opportunities to connect with others, even if it means adapting plans to fit your caregiving duties. Host smaller gatherings at home, join virtual celebrations, or find local support groups or communities where you can connect with other caregivers. Feeling connected and supported by others can help alleviate stress and bring a sense of belonging during this season.</p>
<p>7. Plan for Downtime: As a caregiver, it&#8217;s crucial to plan for downtime during the holiday season. Schedule regular breaks for yourself, even if it&#8217;s just for a short period of time each day. Use this time to relax, recharge, and engage in activities that bring you joy and peace. Remember, taking care of your own needs allows you to better care for others.</p>
<p>By implementing these practical tips, you can manage holiday stress as a caregiver at home. Remember to prioritize, set realistic expectations, take care of yourself, practice mindfulness, seek support, connect with others, and plan for downtime. By finding balance between your caregiving responsibilities and taking time for yourself, you can navigate the holiday season with more resilience and enjoyment.</p>
<h2><strong>Things you can do for seniors to help them reduce holiday stress</strong></h2>
<p>The holiday season can be a joyful and festive time, but it can also bring about additional stress for caregivers at home. As a caregiver, you already have a lot on your plate, and the added responsibilities of the holiday season can sometimes feel overwhelming. However, it&#8217;s important to remember that taking care of yourself and your loved ones&#8217; needs is crucial during this time. One way to alleviate some of the stress is by implementing strategies to help seniors reduce holiday stress. Here are a few things you can do:</p>
<p>1. Simplify decorations and activities: The holiday season often comes with a flurry of decorations and activities. However, for seniors, too much visual and sensory stimulation can lead to anxiety and overwhelm. Instead, aim for a simplified and calming environment. Opt for a few cherished decorations and create activities that are suitable for their capabilities. Keeping things simple and meaningful will help reduce stress levels.</p>
<p>2. Maintain routines and structure: Seniors thrive on routine and structure, as it provides a sense of predictability and stability. During the holiday season, try to maintain their regular routines as much as possible. Keeping consistent meal times, medication schedules, and daily activities can help seniors feel more secure and less stressed.</p>
<p>3. Be mindful of dietary restrictions: Holiday festivities often revolve around food, but it&#8217;s important to be mindful of any dietary restrictions or health conditions that seniors may have. Ensure that there are options that cater to their needs, whether it&#8217;s modifying recipes to accommodate dietary restrictions or providing alternatives. By taking their dietary needs into account, you can help reduce stress related to food choices and potential health issues.</p>
<p>4. Encourage social connections: Loneliness and isolation can contribute to holiday stress for seniors. Encourage them to maintain social connections and participate in activities that allow them to engage with others. This could include attending community events, connecting with fellow seniors, or spending quality time with family and friends. Social interactions can boost their mood, reduce stress, and make the holiday season more enjoyable.</p>
<p>5. Create a peaceful and quiet space: With the busyness of the holiday season, it&#8217;s easy for seniors to feel overwhelmed by noise and crowds. Ensure that there is a quiet and peaceful space in your home where they can retreat if they need a break. Set up a cozy corner with comfortable seating, soft lighting, and calming elements like soothing music or nature sounds. Having this quiet refuge allows them to recharge and find solace when the holiday stress becomes too much.</p>
<p>6. Involve them in decision-making: Include seniors in the decision-making process when it comes to holiday planning. Give them a voice in selecting activities, decorations, and overall celebrations. By involving them, you empower them to participate actively and feel a sense of ownership in the holiday festivities, which can reduce stress and enhance their overall enjoyment.</p>
<p>7. Seek respite and support: As a caregiver, it&#8217;s crucial to take care of your own well-being too. Seek respite and support from other family members, friends, or professional caregivers. Allowing yourself some time to rest and recharge can help you better cope with holiday stress and be more present for your loved ones. Remember, you don&#8217;t have to do it all alone.</p>
<p>Remember, as a caregiver, you are doing an incredible job of taking care of your loved ones. By implementing these strategies to reduce holiday stress, you can create a more peaceful and enjoyable environment for both yourself and the seniors under your care.</p></div>
			</div><div class="et_pb_module et_pb_cta_0 et_pb_promo  et_pb_text_align_center et_pb_bg_layout_dark">
				
				
				
				
				<div class="et_pb_promo_description"><h2 class="et_pb_module_header">Marty Gale</h2><div><h1 style="text-align: center;">Buy or Sell with Marty Gale</h1>
<h1 style="text-align: center;"><strong><em>"Its The Experience"</em></strong></h1>
<h4><img loading="lazy" decoding="async" class="wp-image-13450 aligncenter size-thumbnail" src="https://utahrealtyluxury.com/wp-content/uploads/2021/02/Marty-G-Head-150x150.jpg" alt="" width="150" height="150" /></h4>
<h4 style="text-align: center;">Principal Broker and Owner of Utah Realty™</h4>
<h4 style="text-align: center;">Licensed Since 1986</h4>
<h5 style="text-align: center;">CERTIFIED LUXURY HOME MARKETING SPECIALIST (CLHM)</h5>
<h5 style="text-align: center;">PSA  (Pricing Strategy Advisor)</h5>
<h5 style="text-align: center;">General Contractor 2000 (in-active)</h5>
<h5 style="text-align: center;">e-pro (advanced digital marketing) 2001</h5>
<h5 style="text-align: center;">Certified Residential Specialist 2009</h5>
<h5 style="text-align: center;">Certified Negotiation Expert 2014</h5>
<h5 style="text-align: center;">Master Certified Negotiation Expert 2014</h5>
<h5 style="text-align: center;">Certified Probate Specialist Since 2018</h5>
<h5 style="text-align: center;">Senior Real Estate Specialist</h5>
<h5 class="mec-single-title" style="text-align: center;">Certified Divorce Specialist CDS</h5>
<p><img loading="lazy" decoding="async" class="wp-image-108918 aligncenter size-full" src="https://utahrealtyluxury.com/wp-content/uploads/2023/03/PSA_logo_Round2_v2_withtitle-400X.png" alt="" width="401" height="210" /></p>
<p style="text-align: center;"><a href="https://www.luxuryhomemarketing.com/clhms/mini-verified.html?m=2985c3cf374c35d76de63ed2b587cd65" target="_blank" rel="noopener"><img loading="lazy" decoding="async" class="wp-image-109025 aligncenter size-full" src="https://utahrealtyluxury.com/wp-content/uploads/2023/03/ILHM_CLHMS_Seal_RGB_Large_1187628351_8170.png" alt="" width="432" height="433" /></a></p>
<h4 style="text-align: center;"><a href="https://utahrealtyluxury.com/contact-us/" target="_blank" rel="noopener">Contact me! </a></h4>
<p>&nbsp;</p>
<p>&nbsp;</p>
</div></div>
				
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div>
<p>The post <a href="https://utahrealtyluxury.com/coping-with-holiday-stress-as-a-senior-or-caregiver/">Coping with Holiday Stress as a Senior or Caregiver</a> appeared first on <a href="https://utahrealtyluxury.com">Utah Realty™</a>.</p>
]]></content:encoded>
					
		
		
			</item>
		<item>
		<title>Could a Multigenerational Home Be the Right Fit for You?</title>
		<link>https://utahrealtyluxury.com/could-a-multigenerational-home-be-the-right-fit-for-you/</link>
		
		<dc:creator><![CDATA[Marty]]></dc:creator>
		<pubDate>Tue, 07 Mar 2023 12:48:56 +0000</pubDate>
				<category><![CDATA[Home Buying Tips]]></category>
		<category><![CDATA[Senior Plus 50]]></category>
		<guid isPermaLink="false">https://utahrealtyluxury.com/?p=109000</guid>

					<description><![CDATA[<p>The post <a href="https://utahrealtyluxury.com/could-a-multigenerational-home-be-the-right-fit-for-you/">Could a Multigenerational Home Be the Right Fit for You?</a> appeared first on <a href="https://utahrealtyluxury.com">Utah Realty™</a>.</p>
]]></description>
										<content:encoded><![CDATA[<div class="et_pb_section et_pb_section_1 et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_1">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_1  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_1  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h3 class="kcm-post-minimal-title" style="text-align: center;">Could a Multigenerational Home Be the Right Fit for You?</h3>
<p><img loading="lazy" decoding="async" class="attachment-entry size-entry wp-post-image aligncenter" src="https://files.mykcm.com/2023/03/06140156/could-a-multigenerational-home-be-the-right-fit-for-you-KCM.jpg" sizes="(max-width: 750px) 100vw, 750px" srcset="https://files.mykcm.com/2023/03/06140156/could-a-multigenerational-home-be-the-right-fit-for-you-KCM.jpg 750w, https://files.mykcm.com/2023/03/06140156/could-a-multigenerational-home-be-the-right-fit-for-you-KCM-600x328.jpg 600w, https://files.mykcm.com/2023/03/06140156/could-a-multigenerational-home-be-the-right-fit-for-you-KCM-100x55.jpg 100w" alt="Could a Multigenerational Home Be the Right Fit for You? | MyKCM" width="750" height="410" /></p>
<div class="kcm-post-minimal-content">
<p>During the pandemic, many of us reexamined the meaning of <em>home</em> for ourselves and our loved ones. Today, that can be seen in the recent rise in multigenerational <a title="households" href="https://www.simplifyingthemarket.com/2023/02/22/a-smaller-home-could-be-your-best-option/?a=405191-bf9ce7799899cf839e0bf0e261497d3e" target="_blank" rel="noopener noreferrer">households</a>. <a title="According" href="https://www.nar.realtor/blogs/economists-outlook/all-in-the-family-multi-generational-home-buying" target="_blank" rel="noopener noreferrer">According</a> to Jessica Lautz, Deputy Chief Economist and Vice President of Economic Research at the <em>National Association of Realtors</em> (NAR):</p>
<blockquote>
<p><em>“Multi-generational buying may be </em><strong><em>a home where families live in the same home with elderly parents, children who have boomeranged back home, or other extended family members</em></strong><em>. While this is not a new concept of living, it is one which has gained recent popularity.”</em></p>
</blockquote>
<p>And citing data from <em>Pew Research Center</em>, the <em>Wall Street Journal</em> (WSJ) <a title="says" href="https://www.wsj.com/articles/more-parents-are-moving-in-with-adult-childrenat-younger-ages-a931f3d7" target="_blank" rel="noopener noreferrer">says</a>:</p>
<blockquote>
<p><em>“. . . multigenerational living has made a comeback in recent years, particularly after the 2008 financial crisis and during the pandemic.”</em></p>
</blockquote>
<p>So, if buying a multigenerational home has crossed your mind, you aren’t alone. Depending on what <a title="stage" href="https://www.simplifyingthemarket.com/2023/03/02/equity-gains-for-todays-homeowners/?a=405191-bf9ce7799899cf839e0bf0e261497d3e" target="_blank" rel="noopener noreferrer">stage</a> of homeownership you’re in, there are different <a title="reasons" href="https://www.nar.realtor/blogs/economists-outlook/all-in-the-family-multi-generational-home-buying" target="_blank" rel="noopener noreferrer">reasons</a> it could be the right fit. The chart below shows responses to a recent survey from NAR about the reasons people have bought a multigenerational home:</p>
<p><a href="https://files.mykcm.com/2023/03/06140154/top-reasons-to-purchase-a-multigenerational-home-MEM.png" target="_blank" rel="noopener noreferrer"><img decoding="async" class="aligncenter wp-image-107800" src="https://files.mykcm.com/2023/03/06140154/top-reasons-to-purchase-a-multigenerational-home-MEM.png" /></a></p>
<p>Whether your motives are financial or focused on the people you’ll share your home with, a multigenerational <a title="home" href="https://www.simplifyingthemarket.com/2023/02/23/how-to-make-your-dream-of-homeownership-a-reality/?a=405191-bf9ce7799899cf839e0bf0e261497d3e" target="_blank" rel="noopener noreferrer">home</a> has distinct advantages. It can make homeownership more affordable, and it can help you best support your loved ones. As Lautz <a title="explains" href="https://www.nar.realtor/blogs/economists-outlook/all-in-the-family-multi-generational-home-buying" target="_blank" rel="noopener noreferrer">explains</a>:</p>
<blockquote>
<p><em>“Multi-generational home buying is a way for families to care for one another, support one another, and often buy a home that may have been previously out of reach. . . . The trend of multigenerational buying appears to be firmly established and one that could expand in the future.”</em></p>
</blockquote>
<h3><strong>Bottom Line</strong></h3>
<p>If you’re ready to buy a house, consider the opportunities of a multigenerational home. Let’s connect so you can explore your options in our area.</p>
</div>
<p><img loading="lazy" decoding="async" class="wp-image-10322 aligncenter size-full" src="https://utahrealtyluxury.com/wp-content/uploads/2020/01/sres_logo_-150x100-1.gif" alt="" width="150" height="100" /></p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p></div>
			</div><div class="et_pb_module et_pb_cta_1 et_pb_promo  et_pb_text_align_center et_pb_bg_layout_dark">
				
				
				
				
				<div class="et_pb_promo_description"><h2 class="et_pb_module_header">Marty Gale</h2><div><h1 style="text-align: center;">Buy or Sell with Marty Gale</h1>
<h1 style="text-align: center;"><strong><em>"Its The Experience"</em></strong></h1>
<h4><img loading="lazy" decoding="async" class="wp-image-13450 aligncenter size-thumbnail" src="https://utahrealtyluxury.com/wp-content/uploads/2021/02/Marty-G-Head-150x150.jpg" alt="" width="150" height="150" /></h4>
<h4 style="text-align: center;">Principal Broker and Owner of Utah Realty™</h4>
<h4 style="text-align: center;">Licensed Since 1986</h4>
<h5 style="text-align: center;">CERTIFIED LUXURY HOME MARKETING SPECIALIST (CLHM)</h5>
<h5 style="text-align: center;">PSA  (Pricing Strategy Advisor)</h5>
<h5 style="text-align: center;">General Contractor 2000 (in-active)</h5>
<h5 style="text-align: center;">e-pro (advanced digital marketing) 2001</h5>
<h5 style="text-align: center;">Certified Residential Specialist 2009</h5>
<h5 style="text-align: center;">Certified Negotiation Expert 2014</h5>
<h5 style="text-align: center;">Master Certified Negotiation Expert 2014</h5>
<h5 style="text-align: center;">Certified Probate Specialist Since 2018</h5>
<h5 style="text-align: center;">Senior Real Estate Specialist</h5>
<h5 class="mec-single-title" style="text-align: center;">Certified Divorce Specialist CDS</h5>
<p><img loading="lazy" decoding="async" class="wp-image-108918 aligncenter size-full" src="https://utahrealtyluxury.com/wp-content/uploads/2023/03/PSA_logo_Round2_v2_withtitle-400X.png" alt="" width="401" height="210" /></p>
<p style="text-align: center;"><a href="https://www.luxuryhomemarketing.com/clhms/mini-verified.html?m=2985c3cf374c35d76de63ed2b587cd65" target="_blank" rel="noopener"><img loading="lazy" decoding="async" class="wp-image-109025 aligncenter size-full" src="https://utahrealtyluxury.com/wp-content/uploads/2023/03/ILHM_CLHMS_Seal_RGB_Large_1187628351_8170.png" alt="" width="432" height="433" /></a></p>
<h4 style="text-align: center;"><a href="https://utahrealtyluxury.com/contact-us/" target="_blank" rel="noopener">Contact me! </a></h4>
<p>&nbsp;</p>
<p>&nbsp;</p>
</div></div>
				
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div>
<p>The post <a href="https://utahrealtyluxury.com/could-a-multigenerational-home-be-the-right-fit-for-you/">Could a Multigenerational Home Be the Right Fit for You?</a> appeared first on <a href="https://utahrealtyluxury.com">Utah Realty™</a>.</p>
]]></content:encoded>
					
		
		
			</item>
		<item>
		<title>Planning to Retire? It Could Be Time To Make a Move</title>
		<link>https://utahrealtyluxury.com/planning-to-retire-it-could-be-time-to-make-a-move/</link>
		
		<dc:creator><![CDATA[Marty]]></dc:creator>
		<pubDate>Thu, 15 Dec 2022 15:55:42 +0000</pubDate>
				<category><![CDATA[Senior Plus 50]]></category>
		<guid isPermaLink="false">https://utahrealtyluxury.com/?p=16392</guid>

					<description><![CDATA[<p>The post <a href="https://utahrealtyluxury.com/planning-to-retire-it-could-be-time-to-make-a-move/">Planning to Retire? It Could Be Time To Make a Move</a> appeared first on <a href="https://utahrealtyluxury.com">Utah Realty™</a>.</p>
]]></description>
										<content:encoded><![CDATA[<div class="et_pb_section et_pb_section_2 et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_2">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_2  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_2  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h3 class="kcm-post-minimal-title" style="text-align: center;">Planning to Retire? It Could Be Time To Make a Move.</h3>
<p><img loading="lazy" decoding="async" class="attachment-entry size-entry wp-post-image aligncenter" src="https://files.mykcm.com/2022/12/14120040/planning-to-retire-it-could-be-time-to-make-a-move-KCM.jpg" sizes="(max-width: 750px) 100vw, 750px" srcset="https://files.mykcm.com/2022/12/14120040/planning-to-retire-it-could-be-time-to-make-a-move-KCM.jpg 750w, https://files.mykcm.com/2022/12/14120040/planning-to-retire-it-could-be-time-to-make-a-move-KCM-600x328.jpg 600w, https://files.mykcm.com/2022/12/14120040/planning-to-retire-it-could-be-time-to-make-a-move-KCM-100x55.jpg 100w" alt="Planning to Retire? It Could Be Time To Make a Move. | MyKCM" width="750" height="410" /></p>
<div class="kcm-post-minimal-content">
<p>If you’re thinking about retirement or have already retired this year, you may be planning your next steps. One of your goals could be <a title="selling your house" href="https://www.simplifyingthemarket.com/2022/12/02/winter-home-selling-checklist-infographic/?a=405191-bf9ce7799899cf839e0bf0e261497d3e" target="_blank" rel="noopener noreferrer">selling your house</a> and finding a home that more closely <a title="fits your needs" href="https://www.simplifyingthemarket.com/2022/12/05/prioritizing-your-wants-and-needs-as-a-homebuyer-in-todays-market/?a=405191-bf9ce7799899cf839e0bf0e261497d3e" target="_blank" rel="noopener noreferrer">fits your needs</a>.</p>
<p>Fortunately, you may be in a better position to make a move than you realize. Here are a few things to think about when making that decision.</p>
<h4><strong>Consider How Long You’ve Been in Your Home</strong></h4>
<p>From 1985 to 2008, the average length of time homeowners typically stayed in their homes was only six years. But according to the <em>National Association of Realtors </em>(NAR), that number is <a title="rising today" href="https://www.nar.realtor/research-and-statistics/research-reports/highlights-from-the-profile-of-home-buyers-and-sellers" target="_blank" rel="noopener noreferrer">rising today</a>, meaning many homeowners are living in their houses even longer <em>(see graph below)</em>:</p>
<p><a href="https://files.mykcm.com/2022/12/14120042/homeowners-are-living-in-their-homes-longer-in-recent-years-MEM.png" target="_blank" rel="noopener noreferrer"><img loading="lazy" decoding="async" class="aligncenter wp-image-106368" src="https://files.mykcm.com/2022/12/14120042/homeowners-are-living-in-their-homes-longer-in-recent-years-MEM.png" alt="Planning to Retire? It Could Be Time To Make a Move. | MyKCM" width="600" height="450" /></a></p>
<p>When you live in a home for a significant period of time, it’s natural for you to experience a number of changes in your life while you’re in that house. As those life changes and milestones happen, your needs may change. And if your current home no longer meets them, you may have better options waiting for you.</p>
<h4><strong>Consider the Equity You’ve Gained</strong></h4>
<p>Additionally, if you’ve been in your home for more than a few years, you’ve likely built up <a title="significant equity" href="https://www.simplifyingthemarket.com/2022/11/29/3-ways-you-can-use-your-home-equity/?a=405191-bf9ce7799899cf839e0bf0e261497d3e" target="_blank" rel="noopener noreferrer">significant equity</a> that can fuel your next move. That’s because the longer you’ve been in your home, the more likely it’s <a title="grown in value" href="https://www.simplifyingthemarket.com/2022/11/04/homeownership-wins-over-time-infographic/?a=405191-bf9ce7799899cf839e0bf0e261497d3e" target="_blank" rel="noopener noreferrer">grown in value</a> due to home price appreciation. <a title="Data" href="https://www.fhfa.gov/DataTools/Tools/Pages/House-Price-Index-(HPI).aspx" target="_blank" rel="noopener noreferrer">Data</a> from the <em>Federal Housing Finance Agency</em> (FHFA) illustrates that point <em>(see graph below)</em>:</p>
<p><a href="https://files.mykcm.com/2022/12/14121808/how-home-prices-have-grown-over-time-1-MEM.png" target="_blank" rel="noopener noreferrer"><img loading="lazy" decoding="async" class="aligncenter wp-image-106373" src="https://files.mykcm.com/2022/12/14121808/how-home-prices-have-grown-over-time-1-MEM.png" alt="Planning to Retire? It Could Be Time To Make a Move. | MyKCM" width="600" height="450" /></a></p>
<p>While home price growth varies by state and local area, the national average shows the typical homeowner who’s been in their house for five years saw it increase in value by over 50%. And the average homeowner who’s owned their home for 30 years saw it almost triple in value over that time.</p>
<h4><strong>Consider Your Retirement Goals</strong></h4>
<p>Whether you’re looking to downsize, relocate to a dream destination, or move so you live closer to loved ones, that equity can help you achieve your homeownership goals. NAR <a title="shares" href="https://www.nar.realtor/research-and-statistics/research-reports/highlights-from-the-profile-of-home-buyers-and-sellers" target="_blank" rel="noopener noreferrer">shares</a> that for recent home sellers, the primary reason to move was to be closer to loved ones. Plus, retirement played a large role for those moving greater distances.</p>
<p>Whatever your home goals are, a trusted real estate advisor can work with you to find the best option. They’ll help you <a title="sell" href="https://www.simplifyingthemarket.com/2022/11/22/what-homeowners-want-to-know-about-selling-in-todays-market/?a=405191-bf9ce7799899cf839e0bf0e261497d3e" target="_blank" rel="noopener noreferrer">sell</a> your current house and guide you as you <a title="buy" href="https://www.simplifyingthemarket.com/2022/10/17/the-emotional-and-non-financial-benefits-of-homeownership/?a=405191-bf9ce7799899cf839e0bf0e261497d3e" target="_blank" rel="noopener noreferrer">buy</a> the home that’s right for you and your lifestyle today.</p>
<h3><strong>Bottom Line</strong></h3>
<p>Retirement can bring about major changes in your life, including what you need from your home. Let’s connect to explore your opportunities in our local market.</p>
</div></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_3  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p><div class="real3dflipbook" id="0_69724a51d3943" style="position:absolute;"></div></p>
<h2 style="text-align: center;">Questions? Call write, Email, or text me. </h2></div>
			</div><div class="et_pb_module et_pb_cta_2 et_pb_promo  et_pb_text_align_center et_pb_bg_layout_dark">
				
				
				
				
				<div class="et_pb_promo_description"><h2 class="et_pb_module_header">Marty Gale</h2><div><h1 style="text-align: center;">Buy or Sell with Marty Gale</h1>
<h1 style="text-align: center;"><strong><em>"Its The Experience"</em></strong></h1>
<h4><img loading="lazy" decoding="async" class="wp-image-13450 aligncenter size-thumbnail" src="https://utahrealtyluxury.com/wp-content/uploads/2021/02/Marty-G-Head-150x150.jpg" alt="" width="150" height="150" /></h4>
<h4 style="text-align: center;">Principal Broker and Owner of Utah Realty™</h4>
<h4 style="text-align: center;">Licensed Since 1986</h4>
<h5 style="text-align: center;">CERTIFIED LUXURY HOME MARKETING SPECIALIST (CLHM)</h5>
<h5 style="text-align: center;">PSA  (Pricing Strategy Advisor)</h5>
<h5 style="text-align: center;">General Contractor 2000 (in-active)</h5>
<h5 style="text-align: center;">e-pro (advanced digital marketing) 2001</h5>
<h5 style="text-align: center;">Certified Residential Specialist 2009</h5>
<h5 style="text-align: center;">Certified Negotiation Expert 2014</h5>
<h5 style="text-align: center;">Master Certified Negotiation Expert 2014</h5>
<h5 style="text-align: center;">Certified Probate Specialist Since 2018</h5>
<h5 style="text-align: center;">Senior Real Estate Specialist</h5>
<h5 class="mec-single-title" style="text-align: center;">Certified Divorce Specialist CDS</h5>
<p><img loading="lazy" decoding="async" class="wp-image-108918 aligncenter size-full" src="https://utahrealtyluxury.com/wp-content/uploads/2023/03/PSA_logo_Round2_v2_withtitle-400X.png" alt="" width="401" height="210" /></p>
<p style="text-align: center;"><a href="https://www.luxuryhomemarketing.com/clhms/mini-verified.html?m=2985c3cf374c35d76de63ed2b587cd65" target="_blank" rel="noopener"><img loading="lazy" decoding="async" class="wp-image-109025 aligncenter size-full" src="https://utahrealtyluxury.com/wp-content/uploads/2023/03/ILHM_CLHMS_Seal_RGB_Large_1187628351_8170.png" alt="" width="432" height="433" /></a></p>
<h4 style="text-align: center;"><a href="https://utahrealtyluxury.com/contact-us/" target="_blank" rel="noopener">Contact me! </a></h4>
<p>&nbsp;</p>
<p>&nbsp;</p>
</div></div>
				
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div>
<p>The post <a href="https://utahrealtyluxury.com/planning-to-retire-it-could-be-time-to-make-a-move/">Planning to Retire? It Could Be Time To Make a Move</a> appeared first on <a href="https://utahrealtyluxury.com">Utah Realty™</a>.</p>
]]></content:encoded>
					
		
		
			</item>
		<item>
		<title>Don’t Sell on Your Own Just Because It’s a Sellers’ Market</title>
		<link>https://utahrealtyluxury.com/dont-sell-on-your-own-just-because-its-a-sellers-market/</link>
		
		<dc:creator><![CDATA[Marty]]></dc:creator>
		<pubDate>Tue, 06 Apr 2021 14:17:13 +0000</pubDate>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[Senior Plus 50]]></category>
		<guid isPermaLink="false">https://utahrealtyluxury.com/?p=13773</guid>

					<description><![CDATA[<p>Don’t Sell on Your Own Just Because It’s a Sellers’ Market In a sellers’ market, some homeowners might be tempted to try to sell their house on their own (known as For Sale By Owner, or FSBO) instead of working with a trusted real estate professional. When the inventory of homes for sale is as low as it is today, buyers are [&#8230;]</p>
<p>The post <a href="https://utahrealtyluxury.com/dont-sell-on-your-own-just-because-its-a-sellers-market/">Don’t Sell on Your Own Just Because It’s a Sellers’ Market</a> appeared first on <a href="https://utahrealtyluxury.com">Utah Realty™</a>.</p>
]]></description>
										<content:encoded><![CDATA[<h3 class="kcm-post-minimal-title" style="text-align: center;">Don’t Sell on Your Own Just Because It’s a Sellers’ Market</h3>
<p><img loading="lazy" decoding="async" class="attachment-entry size-entry wp-post-image aligncenter" src="https://files.mykcm.com/2021/04/01150051/20210406-KCM-Share.jpg" sizes="(max-width: 750px) 100vw, 750px" srcset="https://files.mykcm.com/2021/04/01150051/20210406-KCM-Share.jpg 750w, https://files.mykcm.com/2021/04/01150051/20210406-KCM-Share-600x328.jpg 600w, https://files.mykcm.com/2021/04/01150051/20210406-KCM-Share-100x55.jpg 100w" alt="Don’t Sell on Your Own Just Because It’s a Sellers’ Market | MyKCM" width="750" height="410" /></p>
<div class="kcm-post-minimal-content">
<p>In a <a title="sellers’ market" href="https://www.simplifyingthemarket.com/2021/02/26/its-a-sellers-market-infographic/?a=405191-bf9ce7799899cf839e0bf0e261497d3e" target="_blank" rel="noopener noreferrer">sellers’ market</a>, some homeowners might be tempted to try to <a title="sell" href="https://www.simplifyingthemarket.com/2021/03/08/5-reasons-to-sell-your-house-this-spring-2/?a=405191-bf9ce7799899cf839e0bf0e261497d3e" target="_blank" rel="noopener noreferrer">sell</a> their house on their own (known as <em>For Sale By Owner</em>, or <em>FSBO</em>) instead of working with a trusted real estate professional. When the inventory of homes for sale is as <a title="low" href="https://www.simplifyingthemarket.com/2021/01/28/what-record-low-housing-inventory-means-for-you/?a=405191-bf9ce7799899cf839e0bf0e261497d3e" target="_blank" rel="noopener noreferrer">low</a> as it is today, buyers are eager to snatch up virtually any house that comes to market. This makes it even more tempting to <em><a title="FSBO" href="https://www.simplifyingthemarket.com/2020/12/30/why-selling-your-house-on-your-own-in-2021-is-a-mistake/?a=405191-bf9ce7799899cf839e0bf0e261497d3e" target="_blank" rel="noopener noreferrer">FSBO</a></em>. As a result, some sellers think selling their house will be a <a title="breeze" href="https://www.simplifyingthemarket.com/2021/02/24/how-much-leverage-do-todays-house-sellers-have/?a=405191-bf9ce7799899cf839e0bf0e261497d3e" target="_blank" rel="noopener noreferrer">breeze</a> and see today’s market as an opportunity to <em>FSBO</em>. Let’s unpack why that’s a big mistake and may actually cost you more in the long run.</p>
<p>According to the <a title="Profile of Home Buyers and Sellers" href="https://www.nar.realtor/research-and-statistics/research-reports/highlights-from-the-profile-of-home-buyers-and-sellers" target="_blank" rel="noopener noreferrer">Profile of Home Buyers and Sellers</a> published by the <em>National Association of Realtors</em> (NAR), 41% of homeowners who tried to sell their house as a <em>FSBO</em> did so to avoid paying a commission or fee. In reality, even in a sellers’ market, <strong>selling on your own likely means you’ll net a lower profit </strong>than when you sell with the help of an agent.</p>
<p>The NAR report explains:</p>
<blockquote>
<p><em>“<strong>FSBOs typically sell for less than the selling price of other homes; FSBO homes sold at a median of $217,900 in 2020</strong> (up from $200,000 in 2019), and still far lower than the median selling price of all homes at $242,300. <strong>Agent-assisted homes sold for a median of $295,000</strong>&#8230;Sellers who began as a FSBO, then ended up working with an agent, received 98 percent of the asking price, but had to reduce their price the most before arriving at a final listing price.”</em></p>
</blockquote>
<p>When the seller knew the buyer, that amount was even lower, coming in at $176,700 (<em>See graph below</em>):<a href="https://files.simplifyingthemarket.com/2021/04/01150053/20210406-MEM-Eng-1.png?a=405191-bf9ce7799899cf839e0bf0e261497d3e" target="_blank" rel="noopener noreferrer"><img loading="lazy" decoding="async" class="aligncenter wp-image-97703" src="https://files.mykcm.com/2021/04/01150053/20210406-MEM-Eng-1.png" alt="Don’t Sell on Your Own Just Because It’s a Sellers’ Market | MyKCM" width="600" height="450" /></a>That’s a lot of money to risk losing when you <em>FSBO</em> – far more than what you’d save on commission or other fees. Despite the advantages sellers have in today’s market, it’s still crucial to have the support of an expert to guide you through the process. Real estate professionals are trained negotiators with a ton of housing market insights that average homeowners may never have. An agent’s expertise can alleviate much of the stress of selling your house and help you close the best possible deal when you do.</p>
<h3><strong>Bottom Line</strong></h3>
<p>If you’re ready to sell your house this year and you’re considering doing so on your own, be sure to think through that decision carefully. Odds are, you stand to gain the most by working with a knowledgeable and experienced real estate agent. Let’s connect to discuss <a title="how" href="https://www.simplifyingthemarket.com/2021/01/08/reasons-to-hire-a-real-estate-professional-infographic/?a=405191-bf9ce7799899cf839e0bf0e261497d3e" target="_blank" rel="noopener noreferrer">how</a> a trusted advisor can help you, especially in today’s market.</p>
</div>
<p>The post <a href="https://utahrealtyluxury.com/dont-sell-on-your-own-just-because-its-a-sellers-market/">Don’t Sell on Your Own Just Because It’s a Sellers’ Market</a> appeared first on <a href="https://utahrealtyluxury.com">Utah Realty™</a>.</p>
]]></content:encoded>
					
		
		
			</item>
		<item>
		<title>10 Questions to Ask an Elder Law Attorney</title>
		<link>https://utahrealtyluxury.com/10-questions-to-ask-an-elder-law-attorney/</link>
		
		<dc:creator><![CDATA[Marty]]></dc:creator>
		<pubDate>Thu, 04 Jun 2020 14:09:27 +0000</pubDate>
				<category><![CDATA[Senior Plus 50]]></category>
		<guid isPermaLink="false">https://utahrealtyluxury.com/?p=12330</guid>

					<description><![CDATA[<p>The post <a href="https://utahrealtyluxury.com/10-questions-to-ask-an-elder-law-attorney/">10 Questions to Ask an Elder Law Attorney</a> appeared first on <a href="https://utahrealtyluxury.com">Utah Realty™</a>.</p>
]]></description>
										<content:encoded><![CDATA[<div class="et_pb_section et_pb_section_3 et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_3">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_3  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_4  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h1 class="page-title">10 Questions to Ask an Elder Law Attorney</h1>
<p><img decoding="async" src="https://seniorsresource.realtor/sites/files/2020-04/shutterstock_712941016.png" alt="10 Questions to Ask an Elder Law Attorney" /></p>
<p>Elder law attorneys cover a wide variety of legal areas, potentially including guardianship, long-term care planning, knowledge of government benefit programs, powers of attorney, estate planning, advance medical directives, elder abuse issues, tax law, retirement and pensions, asset protection, trust planning, and contract law.</p>
<p>The American Bar Association has approved the <a class="ext" href="https://nelf.org/default.aspx" target="_blank" rel="noopener noreferrer">National Elder Law Foundation</a> as the only certifying organization for Elder Law Attorneys in the U.S. At this time, there are just over 500 Certified Elder Law Attorneys (CELAs) nationwide.</p>
<p>Other attorneys also cover various aspects of elder law, but you may need to do some research to identify one who meets your needs. Start by asking your <a href="http://www.seniorsresource.realtor/">Seniors Real Estate Specialist® (SRES)</a> and other trusted professionals in your community (your family attorney, your financial planner, etc.) for recommendations.</p>
<p>You may also want to consult the <a class="ext" href="https://www.naela.org/" target="_blank" rel="noopener noreferrer">National Academy of Elder Law Attorneys’</a> online directory, which includes nearly 4,000 members specializing in various elder law topics.</p>
<p>Once you’ve identified one or more potential attorneys, request an appointment(s) to learn more about their services. Possible questions to ask:</p>
<ol>
<li>Why do I need an elder law attorney?</li>
<li>How many years have you focused your practice on elder law issues?</li>
<li>Why did you choose elder law?</li>
<li>How many clients have you had in the past five years with similar needs to mine?</li>
<li>What was the most challenging aspect of those cases, and what were the outcomes?</li>
<li>What percentage of your annual caseload involves elder law issues?</li>
<li>What elder law issues do you handle most often? Least often?</li>
<li>Are you accredited by the VA to handle Veterans’ claims? How many do you file each year?</li>
<li>What are your fees? (Be sure to get a fee schedule in writing.)</li>
<li>Can you provide references?</li>
</ol>
<p>Since elder law attorneys need to be knowledgeable and experienced in multiple areas of the law, you should choose a lawyer who has been in business for several years and has gained experience in all the areas you need now and may need in the future.</p>
<p>Article courtsey of SRES.org</p>
<p><a href="https://utahrealtyluxury.com/seniors-real-estate-expert/" target="_blank" rel="noopener noreferrer"><img loading="lazy" decoding="async" class="wp-image-10297 aligncenter size-full" src="https://utahrealtyluxury.com/wp-content/uploads/2020/01/SRES-logo.png" alt="" width="271" height="186" /></a><img loading="lazy" decoding="async" class="wp-image-9727 aligncenter size-thumbnail" src="https://utahrealtyluxury.com/wp-content/uploads/2019/12/marty-face-150x150.png" alt="" width="150" height="150" /></p></div>
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div>
<p>The post <a href="https://utahrealtyluxury.com/10-questions-to-ask-an-elder-law-attorney/">10 Questions to Ask an Elder Law Attorney</a> appeared first on <a href="https://utahrealtyluxury.com">Utah Realty™</a>.</p>
]]></content:encoded>
					
		
		
			</item>
		<item>
		<title>Pandemic Mortgage Relief</title>
		<link>https://utahrealtyluxury.com/pandemic-mortgage-relief/</link>
		
		<dc:creator><![CDATA[Marty]]></dc:creator>
		<pubDate>Sat, 30 May 2020 12:41:46 +0000</pubDate>
				<category><![CDATA[Senior Plus 50]]></category>
		<guid isPermaLink="false">https://utahrealtyluxury.com/?p=12285</guid>

					<description><![CDATA[<p>The post <a href="https://utahrealtyluxury.com/pandemic-mortgage-relief/">Pandemic Mortgage Relief</a> appeared first on <a href="https://utahrealtyluxury.com">Utah Realty™</a>.</p>
]]></description>
										<content:encoded><![CDATA[<div class="et_pb_section et_pb_section_4 et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_4">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_4  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_5  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p><img loading="lazy" decoding="async" class="aligncenter size-large wp-image-12288" src="https://utahrealtyluxury.com/wp-content/uploads/2020/05/House-coins-plants-1024x576.jpg" alt="" width="1024" height="576" srcset="https://utahrealtyluxury.com/wp-content/uploads/2020/05/House-coins-plants-980x551.jpg 980w, https://utahrealtyluxury.com/wp-content/uploads/2020/05/House-coins-plants-480x270.jpg 480w" sizes="(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw" /></p>
<p>Clients who are struggling financially because of the pandemic may look to you for advice if they can’t pay their mortgage.</p>
<p>Keep up on mortgage relief options, so you’re prepared to guide them to appropriate resources.</p>
<p>For instance, thanks to the Coronavirus Aid, Relief, and Economic Security (CARES) Act, homeowners with government-backed mortgages (Fannie Mae, Freddie Mac, HUD, VA, and USDA) can request up to a 360-day payment forbearance without proof of hardship. They’ll incur no additional fees, interest, or penalties for the forbearance.</p>
<p>Also, talk with clients about how they can set themselves up for a brighter financial future by refinancing their mortgages and tapping rates that are at near historic lows.</p>
<p>If they’re in Covid-19 forbearance, your clients may think they’re ineligible for refinancing, but the Federal Housing Finance Agency (FHFA) has said that borrowers who have Fannie Mae- or Freddie Mac-backed loans do have an opportunity to refinance their mortgages.</p>
<p>As long as they’ve reinstated their mortgage and made three straight months of payments under their repayment plan, payment deferral option, or loan modification from their missed payments, they’ll be allowed to refinance, according to FHFA.</p>
<p>You can walk clients through a mortgage refinance calculator (<a class="ext" href="https://bit.ly/3elK1qB" target="_blank" rel="noopener noreferrer">https://bit.ly/3elK1qB</a>) to see how much they could save each month.</p>
<p>Here are some forbearance resources to share:</p>
<ul>
<li>AARP: <a class="ext" href="https://bit.ly/2LJqAf2" target="_blank" rel="noopener noreferrer">https://bit.ly/2LJqAf2</a></li>
<li>Fannie Mae: <a class="ext" href="https://bit.ly/36gMWOk" target="_blank" rel="noopener noreferrer">https://bit.ly/36gMWOk</a></li>
<li>Freddie Mac: <a class="ext" href="https://bit.ly/3g81F2C" target="_blank" rel="noopener noreferrer">https://bit.ly/3g81F2C</a></li>
<li>National Association of REALTORS<sup>®</sup> : This guide <a class="ext" href="https://bit.ly/3bH8ncE" target="_blank" rel="noopener noreferrer">https://bit.ly/3bH8ncE</a> from NAR’s Homeownership Matters outlines the basics and includes information about forbearance and loan modifications.</li>
</ul></div>
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div>
<p>The post <a href="https://utahrealtyluxury.com/pandemic-mortgage-relief/">Pandemic Mortgage Relief</a> appeared first on <a href="https://utahrealtyluxury.com">Utah Realty™</a>.</p>
]]></content:encoded>
					
		
		
			</item>
		<item>
		<title>#1 Financial Benefit of Homeownership: Family Wealth</title>
		<link>https://utahrealtyluxury.com/1-financial-benefit-of-homeownership-family-wealth/</link>
		
		<dc:creator><![CDATA[Marty]]></dc:creator>
		<pubDate>Mon, 18 May 2020 13:33:46 +0000</pubDate>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[Senior Plus 50]]></category>
		<guid isPermaLink="false">https://utahrealtyluxury.com/?p=12145</guid>

					<description><![CDATA[<p>The post <a href="https://utahrealtyluxury.com/1-financial-benefit-of-homeownership-family-wealth/">#1 Financial Benefit of Homeownership: Family Wealth</a> appeared first on <a href="https://utahrealtyluxury.com">Utah Realty™</a>.</p>
]]></description>
										<content:encoded><![CDATA[<div class="et_pb_section et_pb_section_5 et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_5">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_5  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_6  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h3 class="kcm-post-minimal-title">#1 Financial Benefit of Homeownership: Family Wealth</h3>
<p><img loading="lazy" decoding="async" class="attachment-entry size-entry wp-post-image" src="https://files.mykcm.com/2020/05/15073215/20200518-KCM-Share.jpg" sizes="(max-width: 750px) 100vw, 750px" srcset="https://files.mykcm.com/2020/05/15073215/20200518-KCM-Share.jpg 750w, https://files.mykcm.com/2020/05/15073215/20200518-KCM-Share-600x328.jpg 600w, https://files.mykcm.com/2020/05/15073215/20200518-KCM-Share-100x55.jpg 100w" alt="#1 Financial Benefit of Homeownership: Family Wealth | MyKCM" width="750" height="410" /></p>
<div class="kcm-post-minimal-content">
<p>While growing up, we were taught by our parents and grandparents that owning a home is a financially savvy move. They explained how a mortgage is like a “forced savings plan.” When you pay rent, that money is lost forever. When you make a mortgage payment, much of that money accumulates as equity in the home. So, what exactly is equity?</p>
<p>The equity in your home is the amount of money you can sell it for minus what you still owe on the mortgage. Every month you make a mortgage payment, and every month a portion of what you pay reduces the amount you owe. That reduction of your mortgage every month increases your equity.</p>
<p>A recent <a title="study" href="https://www.corelogic.com/insights-download/homeowner-equity-report.aspx" target="_blank" rel="noopener noreferrer">study</a> by <em>CoreLogic</em> explained that homeowners gained substantial equity over the last twelve months, and are essentially sitting on large sums of cash in their homes. In the study, Frank Nothaft, <em>Chief Economist</em> for <em>CoreLogic</em> explained:</p>
<blockquote>
<p><em>&#8220;The CoreLogic Home Price Index recorded a quickening of home price gains during the fourth quarter of 2019, helping to boost home equity wealth. The average family with a mortgage had a $7,300 gain in home equity during the past year, and a total of $177,000 in home equity wealth.&#8221;</em></p>
</blockquote>
<p>For most families, their home is their largest financial asset. This increase in equity drives the net worth, or family wealth, of the homeowner. Renters are not earning that benefit. Instead, they’re building the net worth of their landlord.</p>
<h3><strong>Bottom Line</strong></h3>
<p>Home price growth will moderate during the pandemic. But once a cure is available, most experts agree that home values will again begin to appreciate at levels similar to what we’ve seen over the last several years. In the long run, our family elders will be proven correct: owning a home is a savvy financial move.</p>
</div></div>
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div>
<p>The post <a href="https://utahrealtyluxury.com/1-financial-benefit-of-homeownership-family-wealth/">#1 Financial Benefit of Homeownership: Family Wealth</a> appeared first on <a href="https://utahrealtyluxury.com">Utah Realty™</a>.</p>
]]></content:encoded>
					
		
		
			</item>
		<item>
		<title>Will the Utah Housing Market Turn Around This Year?</title>
		<link>https://utahrealtyluxury.com/will-the-utah-housing-market-turn-around-this-year/</link>
		
		<dc:creator><![CDATA[Marty]]></dc:creator>
		<pubDate>Thu, 14 May 2020 14:20:56 +0000</pubDate>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[Home Selling Tips]]></category>
		<category><![CDATA[Senior Plus 50]]></category>
		<guid isPermaLink="false">https://utahrealtyluxury.com/?p=12098</guid>

					<description><![CDATA[<p>Will the Housing Market Turn Around This Year? Today, many people are asking themselves if they should buy or sell a home in 2020. Some have shifted their plans or put them on hold over the past couple of months, and understandably so. Everyone seems to be wondering if the market is going to change [&#8230;]</p>
<p>The post <a href="https://utahrealtyluxury.com/will-the-utah-housing-market-turn-around-this-year/">Will the Utah Housing Market Turn Around This Year?</a> appeared first on <a href="https://utahrealtyluxury.com">Utah Realty™</a>.</p>
]]></description>
										<content:encoded><![CDATA[<h3 class="kcm-post-minimal-title">Will the Housing Market Turn Around This Year?</h3>
<p><img loading="lazy" decoding="async" class="attachment-entry size-entry wp-post-image" src="https://files.mykcm.com/2020/05/13074036/20200514-KCM-Share.jpg" sizes="(max-width: 750px) 100vw, 750px" srcset="https://files.mykcm.com/2020/05/13074036/20200514-KCM-Share.jpg 750w, https://files.mykcm.com/2020/05/13074036/20200514-KCM-Share-600x328.jpg 600w, https://files.mykcm.com/2020/05/13074036/20200514-KCM-Share-100x55.jpg 100w" alt="Will the Housing Market Turn Around This Year? | MyKCM" width="750" height="410" /></p>
<div class="kcm-post-minimal-content">
<p>Today, many people are asking themselves if they should buy or sell a home in 2020. Some have shifted their plans or put them on hold over the past couple of months, and understandably so. Everyone seems to be wondering if the market is going to change and when the <a title="economy" href="https://www.simplifyingthemarket.com/2020/05/05/confused-about-the-economic-recovery-heres-why/?a=405191-bf9ce7799899cf839e0bf0e261497d3e" target="_blank" rel="noopener noreferrer">economy</a> will turn around. If you’re trying to figure out what’s going to happen and how to play your cards this year, you’re not alone.</p>
<p>This spring in the <a title="2020 NAR Flash Survey: Economic Pulse" href="https://www.nar.realtor/sites/default/files/documents/2020-05-04-nar-flash-survey-economic-pulse-05-07-2020-2.pdf" target="_blank" rel="noopener noreferrer"><em>2020 NAR Flash Survey: Economic Pulse</em></a>, the <em>National Association of Realtors </em>(NAR) has been tracking the behavior changes of homebuyers and sellers. In a reaction to their most recent survey, Lawrence Yun, <em>Chief Economist</em> at NAR, noted the beginnings of a turn in the market:</p>
<blockquote>
<p><em>“After a pause, home sellers are gearing up to list their properties with the reopening of the economy…Plenty of buyers also appear ready to take advantage of record-low mortgage rates and the stability that comes with these locked-in monthly payments into future years.”</em></p>
</blockquote>
<h4><strong>What does the survey indicate about sellers?</strong></h4>
<p>Sellers are positioning themselves to make moves this year. More than 3 in 4 potential sellers are preparing to sell their homes once stay-at-home orders are lifted and they feel more confident, which means more homes will start to be available for interested buyers.<a href="https://files.simplifyingthemarket.com/2020/05/13074037/20200514-MEM-Eng-1.jpg?a=405191-bf9ce7799899cf839e0bf0e261497d3e" target="_blank" rel="noopener noreferrer"><img loading="lazy" decoding="async" class="aligncenter wp-image-93511" src="https://files.mykcm.com/2020/05/13074037/20200514-MEM-Eng-1.jpg" alt="Will the Housing Market Turn Around This Year? | MyKCM" width="600" height="450" /></a>Just this week, <a title="Zillow" href="http://zillow.mediaroom.com/2020-05-12-New-Listings-are-Ticking-Up-With-High-End-Homes-Beginning-to-Rally-After-Tumbling-the-Most" target="_blank" rel="noopener noreferrer"><em>Zillow</em></a> also reported an uptick in listings, which is great news for the health of the market:</p>
<blockquote>
<p><em>“The number of new for-sale listings overall has shown improvement, up 5.9% last week from the previous week. New listings of the most-expensive homes…are now seeing the biggest resurgence, up 8%. The uptick is likely a sign sellers are feeling more confident because of improving buyer demand, as newly pending sales have also jumped up during the same period.”</em></p>
</blockquote>
<h4><strong>What does the survey note about buyers?</strong></h4>
<p>The recent pandemic has clearly impacted buyer preferences, showing:</p>
<ul>
<li>5% of the respondents said buyers are <a title="shifting" href="https://www.simplifyingthemarket.com/2020/05/13/a-surprising-shift-to-the-burbs-may-be-on-the-rise/?a=405191-bf9ce7799899cf839e0bf0e261497d3e" target="_blank" rel="noopener noreferrer">shifting</a> their focus from urban to suburban areas.</li>
<li>1 in 8 Realtors report changes in desired home features, with home offices, bigger yards, and more space for their families becoming increasingly important.</li>
<li>Only 17% said buyers stopped looking due to concerns about their <a title="employment" href="https://www.simplifyingthemarket.com/2020/05/12/unemployment-report-no-need-to-be-terrified/?a=405191-bf9ce7799899cf839e0bf0e261497d3e" target="_blank" rel="noopener noreferrer">employment</a> or loss of a job.</li>
</ul>
<p>As we’ve mentioned before, <a title="buyer demand" href="https://www.simplifyingthemarket.com/2020/05/11/will-home-values-appreciate-or-depreciate-in-2020/?a=405191-bf9ce7799899cf839e0bf0e261497d3e" target="_blank" rel="noopener noreferrer">buyer demand</a> is strong right now, and many are simply waiting for more inventory to become available so they can make a move, especially as the country begins to <a title="reopen" href="https://www.nytimes.com/interactive/2020/us/states-reopen-map-coronavirus.html" target="_blank" rel="noopener noreferrer">reopen</a>.</p>
<h3><strong>Bottom Line</strong></h3>
<p>If you’re thinking about putting your house on the market, let’s connect today. There’s a good chance an eager buyer is looking for a home just like yours.</p>
</div>
<p>The post <a href="https://utahrealtyluxury.com/will-the-utah-housing-market-turn-around-this-year/">Will the Utah Housing Market Turn Around This Year?</a> appeared first on <a href="https://utahrealtyluxury.com">Utah Realty™</a>.</p>
]]></content:encoded>
					
		
		
			</item>
		<item>
		<title>Unemployment Report: No Need to Be Terrified</title>
		<link>https://utahrealtyluxury.com/unemployment-report-no-need-to-be-terrified/</link>
		
		<dc:creator><![CDATA[Marty]]></dc:creator>
		<pubDate>Tue, 12 May 2020 13:53:20 +0000</pubDate>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[Home Buying Tips]]></category>
		<category><![CDATA[Senior Plus 50]]></category>
		<guid isPermaLink="false">https://utahrealtyluxury.com/?p=12093</guid>

					<description><![CDATA[<p>Unemployment Report: No Need to Be Terrified Last Friday, the Bureau of Labor Statistics (BLS) released its latest jobs report. It revealed that the economic shutdown made necessary by COVID-19 caused the unemployment rate to jump to 14.7%. Many anticipate that next month the percentage could be even higher. These numbers represent the extreme hardship so many families [&#8230;]</p>
<p>The post <a href="https://utahrealtyluxury.com/unemployment-report-no-need-to-be-terrified/">Unemployment Report: No Need to Be Terrified</a> appeared first on <a href="https://utahrealtyluxury.com">Utah Realty™</a>.</p>
]]></description>
										<content:encoded><![CDATA[<h3 class="kcm-post-minimal-title">Unemployment Report: No Need to Be Terrified</h3>
<p><img loading="lazy" decoding="async" class="attachment-entry size-entry wp-post-image" src="https://files.mykcm.com/2020/05/11101354/20200512-KCM-Share.jpg" sizes="(max-width: 750px) 100vw, 750px" srcset="https://files.mykcm.com/2020/05/11101354/20200512-KCM-Share.jpg 750w, https://files.mykcm.com/2020/05/11101354/20200512-KCM-Share-600x328.jpg 600w, https://files.mykcm.com/2020/05/11101354/20200512-KCM-Share-100x55.jpg 100w" alt="Unemployment Report: No Need to Be Terrified | MyKCM" width="750" height="410" /></p>
<div class="kcm-post-minimal-content">
<p>Last Friday, the <em>Bureau of Labor Statistics</em> (BLS) released its latest <a title="jobs report" href="https://www.bls.gov/news.release/empsit.nr0.htm" target="_blank" rel="noopener noreferrer">jobs report</a>. It revealed that the economic shutdown made necessary by COVID-19 caused the unemployment rate to jump to 14.7%. Many anticipate that next month the percentage could be even higher. These numbers represent the extreme hardship so many families are experiencing right now. That pain should not be understated.</p>
<p>However, the long-term toll the pandemic will cause should not be overstated either. There have been numerous headlines claiming the current disruption in the economy is akin to the Great Depression, and many of those articles are calling for total Armageddon. Some experts are stepping up to refute those claims.</p>
<p>In a <em>Wall Street Journal</em> (WSJ) <a title="article" href="https://www.wsj.com/articles/coronavirus-slump-is-worst-since-great-depression-will-it-be-as-painful-11589115601" target="_blank" rel="noopener noreferrer">article</a> this past weekend, Josh Zumbrun, a national economics correspondent for the Journal explained:</p>
<blockquote>
<p><em>“News stories often describe the coronavirus-induced global economic downturn as the worst since the Great Depression…the comparison does more to terrify than clarify.”</em></p>
</blockquote>
<p>Zumbrun goes on to explain:</p>
<blockquote>
<p><em>“From 1929 to 1933, the economy shrank for 43 consecutive months, according to contemporaneous estimates. Unemployment climbed to nearly 25% before slowly beginning its descent, but it remained above 10% for an entire decade&#8230;This time, many economists believe a rebound could begin this year or early next year.”</em></p>
</blockquote>
<p>Here is a graph comparing current unemployment numbers (actual and projected) to those during the Great Depression:<a href="https://files.simplifyingthemarket.com/2020/05/11101356/20200512-MEM-Eng-1.jpg?a=405191-bf9ce7799899cf839e0bf0e261497d3e" target="_blank" rel="noopener noreferrer"><img loading="lazy" decoding="async" class="aligncenter wp-image-93472" src="https://files.mykcm.com/2020/05/11101356/20200512-MEM-Eng-1.jpg" alt="Unemployment Report: No Need to Be Terrified | MyKCM" width="600" height="450" /></a>Clearly, the two unemployment situations do not compare.</p>
<h4><strong>What makes this time so different?</strong></h4>
<p>This was not a structural collapse of the economy, but instead a planned shutdown to help mitigate the virus. Once the virus is contained, the economy will immediately begin to recover. This is nothing like what happened in the 1930s. In the same WSJ article mentioned above, former <em>Federal Reserve</em> <em>Chairman </em>Ben Bernanke, who has done extensive research on the depression in the 1930s, explained:</p>
<blockquote>
<p><em>“The breakdown of the financial system was a major reason for both the Great Depression and the 2007-09 recession.” </em>He went on to say that today &#8211; <em>“the banks are stronger and much better capitalized.”</em></p>
</blockquote>
<h4><strong>What about the families and small businesses that are suffering right now?</strong></h4>
<p>The nation’s collective heart goes out to all. The BLS report, however, showed that ninety percent of the job losses are temporary. In addition, many are getting help surviving this pause in their employment status. During the Great Depression, there were no government-sponsored unemployment insurance or large government subsidies as there are this time.</p>
<p>Today, many families are receiving unemployment benefits and an additional $600 a week. The stimulus package is helping many companies weather the storm. Is there still pain? Of course. The assistance, however, is providing much relief until most can go back to work.</p>
<h3><strong>Bottom Line</strong></h3>
<p>We should look at the current situation for what it is – a predetermined pause placed on the economy. The country will recover once the pandemic ends. Comparisons to any other downturn make little sense. Bernanke put it best:</p>
<blockquote>
<p><em>“I don’t find comparing the current downturn with the Great Depression to be very helpful. The expected duration is much less, and the causes are very different.”</em></p>
</blockquote>
</div>
<p>The post <a href="https://utahrealtyluxury.com/unemployment-report-no-need-to-be-terrified/">Unemployment Report: No Need to Be Terrified</a> appeared first on <a href="https://utahrealtyluxury.com">Utah Realty™</a>.</p>
]]></content:encoded>
					
		
		
			</item>
		<item>
		<title>Caremongering Spreads Goodness, Not Fear</title>
		<link>https://utahrealtyluxury.com/caremongering-spreads-goodness-not-fear/</link>
		
		<dc:creator><![CDATA[Marty]]></dc:creator>
		<pubDate>Wed, 06 May 2020 14:58:35 +0000</pubDate>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[Senior Plus 50]]></category>
		<guid isPermaLink="false">https://utahrealtyluxury.com/?p=12044</guid>

					<description><![CDATA[<p>The post <a href="https://utahrealtyluxury.com/caremongering-spreads-goodness-not-fear/">Caremongering Spreads Goodness, Not Fear</a> appeared first on <a href="https://utahrealtyluxury.com">Utah Realty™</a>.</p>
]]></description>
										<content:encoded><![CDATA[<div class="et_pb_section et_pb_section_6 et_section_regular" >
				
				
				
				
				
				
				<div class="et_pb_row et_pb_row_6">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_6  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_7  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p><img loading="lazy" decoding="async" class="aligncenter size-full wp-image-10297" src="https://utahrealtyluxury.com/wp-content/uploads/2020/01/SRES-logo.png" alt="" width="271" height="186" /></p>
<p><img loading="lazy" decoding="async" class="wp-image-9727 aligncenter size-thumbnail" src="https://utahrealtyluxury.com/wp-content/uploads/2019/12/marty-face-150x150.png" alt="" width="150" height="150" /></p>
<p><strong>Caremongering Spreads Goodness, Not Fear </strong></p>
<p>As news of Covid-19 started gearing up, Allison Bradley felt heartbroken when she spotted seniors running errands and grocery shopping around her town, Kelowna, B.C.</p>
<p>“My goodness, you are risking so much by being out here. It’s so unnecessary.” she recalls thinking. She then stopped by a senior service center and volunteered to help out during the pandemic.</p>
<p>“But I was still frustrated and upset. I kept seeing more of these seniors and felt I wasn’t doing enough,” she says.</p>
<p><strong>Surrender to kindness</strong></p>
<p>She and her partner, John Scott, responded by launching Caremongering  Kelowna (<a href="https://bit.ly/2RyJyZf">https://bit.ly/2RyJyZf</a>) on Facebook.</p>
<p>Caremongering is a phenomenon that has swept across Canada to respond to community needs as the Covid-19 pandemic took hold. Rather than surrendering to hopelessness and embracing anguish and spreading fear, caremongering gives people a way to act on their good natures and help their communities and neighbors.</p>
<p>It’s dead simple. Local residents post their needs – groceries, protective masks, and medicine pick-ups &#8212; and local volunteers step in to fulfill those needs.</p>
<p>Facebook Caremongering sites have emerged across Canada, including those in Oakville (<a href="https://bit.ly/2Vn91py">https://bit.ly/2Vn91py</a>), Toronto, Wellington (<a href="https://bit.ly/3a30mOf">https://bit.ly/3a30mOf</a>), and Yellowknife (<a href="https://bit.ly/2xtN4x0">https://bit.ly/2xtN4x0</a>).</p>
<p>The idea also has taken hold in the United States. Caremongering sites have emerged in Joplin, Missouri (<a href="https://bit.ly/2RysdPU)">https://bit.ly/2RysdPU</a>), in Tampa, Fla. (<a href="https://bit.ly/3emigPv">https://bit.ly/3emigPv</a>), and in Chicago (<a href="https://bit.ly/3eiaPZO">https://bit.ly/3eiaPZO</a>), for  instance. In addition, hyper-local groups have popped up, including those in Chicago’s Edgewater (<a href="https://bit.ly/3el44Gi">https://bit.ly/3el44Gi</a>) and Logan Square (<a href="https://bit.ly/3egBfuM">https://bit.ly/3egBfuM</a>) neighborhoods.</p>
<p><strong> </strong></p>
<p><strong>Ensuring community well-being</strong></p>
<p>“When we created Caremongering Kelowna, it was, ‘Oh, this will be good for the community, and we’ll be picking groceries and stuff like that.’ But it&#8217;s blossomed into so much more,” says Scott.</p>
<p>In addition to helping neighbors with the basics, people in Kelowna also have stepped up to deliver good cheer and maintain their community members’ physical and emotional well-being.</p>
<p>Groups have decorated their cars with balloons and streamers to do drive-by birthday parties.</p>
<p>Kevin Negoro, a local chef, cooked an entire meal (<a href="https://bit.ly/2yON8Yz">https://bit.ly/2yON8Yz</a>) and dropped it off to help a family celebrate a birthday.</p>
<p>A property owner with an empty Airbnb near the local hospital is letting nurses stay for free.</p>
<p>Someone else wanted to learn how to play the guitar and a guitarist offered to sanitize one of his instruments and drop it off.</p>
<p>On other caremongering  sites, the stories are much the same. People have been dropping off cake mixes, answering questions about making homemade yeast, delivering Easter meals to seniors, offering advice on starting gardens, and giving others a heads-up about where to get supplies and find doctors and home repair experts.</p>
<p>Still, it’s been challenging to find and serve the needs of seniors because many aren’t on Facebook, and Bradley and Scott still are looking for ways to get the word out more widely to seniors and their families.</p>
<p><strong>From the heart  </strong></p>
<p>The two also encourage others to create their own caremongering sites.</p>
<p>Set-up is a cinch, and there’s minimal management, other than establishing a few ground rules and moderating the site.</p>
<p>Scott created a basic Facebook page and made it public. Beyond inviting some friends to join, there was no marketing involved.</p>
<p>Word got out through friends sharing the page with friends. In addition, the media picked up on it and did a couple stories, and within a few weeks of its March 17<sup>th</sup> launch, the site had over 1,700 members.</p>
<p>“We&#8217;ve got no organization over us, and we don&#8217;t take direct control of anything, other than encouraging people and saying, ‘Hey, you&#8217;ve got abilities and talents that nobody else has that you can contribute,’” says Scott. “Everyone has a neighbor and every neighbor has something that they can offer to one another.”</p>
<p><strong>It starts with you</strong></p>
<p>The main thing they monitor on the site is businesses trying to promote themselves or others looking for financial gain.</p>
<p>“It&#8217;s got to be, ‘How can I help?’ It has to be from the heart,” says Bradley.</p>
<p>For those who feel paralyzed and overwhelmed by stay-at-home orders, fears for the future, and dismay about the global political scene, Scott’s message is: “This doesn’t start at the top, but at the grassroots with you. You&#8217;re in charge of your household, you&#8217;re a part of a community, and you really are your own leader who can set an example.”</p></div>
			</div>
			</div>
				
				
				
				
			</div>
				
				
			</div>
<p>The post <a href="https://utahrealtyluxury.com/caremongering-spreads-goodness-not-fear/">Caremongering Spreads Goodness, Not Fear</a> appeared first on <a href="https://utahrealtyluxury.com">Utah Realty™</a>.</p>
]]></content:encoded>
					
		
		
			</item>
	</channel>
</rss>
